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TSCL - The Voice for Seniors
The Advisor, November 2015
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Protecting Social Security & Medicare

No Cost-of-living Adjustment in 2016!

The Social Security Administration recently confirmed there wouldn’t be an annual Cost-Of-Living Adjustment (COLA) increase in benefits next year. This is the third time in seven years that Social Security beneficiaries won’t receive a COLA. Read more »

What Happened To Our $2.8 Trillion Social Security Trust Fund? Looming Debt Limit Stand Off Could Threaten Your Social Security

Richard Chamberlin is an 87-year old with a mission. A retired Methodist minister living in Lancaster, Kentucky, Chamberlin is concerned about the state of Social Security and spear-headed an effort to make sure Congress “repays” the money the government has borrowed over the years from the Social Security Trust Fund — about $2.8 trillion. Read more »

Soaring Drug Costs Have More of Us Demanding To Know Why

Anyone with a chronic health condition knows the feeling when your doctor gives you a new prescription. You stare at the pharmacy receipt in sheer disbelief. You watch in terror as every prescription refill torches and burns your Part D drug coverage limit. You slide ever more rapidly into Medicare’s drug coverage gap known as the doughnut hole. Once there, beneficiaries are stretched for a much higher share of the cost — 65% of the cost of generic drugs, or 45% of the cost of brand name drugs (in 2015). Prices of both new and generic drugs are taking terrifying climbs. Read more »

TSCL - In The News

Issues important to you - Medicare, Prescription Drugs, Cost-of-living Adjustments - are making the news and TSCL is helping to make sure the media gets it right. In interview after interview, our team members are setting the record straight when it comes to these critical issues making headlines. Read some of the latest news articles »

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The Benefits You Deserve

Benefit Bulletin

No Social Security Benefit Increase Next Year? That’s NOT Going To Get Our Votes!

Those are the words of Barbara B., a 72-year old resident of the Indianapolis area of Indiana. TSCL believes she’s right. If Congress does nothing at all, and there is NO annual Social Security boost in 2016 while healthcare costs spike, older voters will be demanding answers from incumbent lawmakers and candidates. The financial squeeze on retirees who vote in disproportionately higher numbers than other age categories, could become a game changer in a presidential election year. Read more »

Best Ways To Save & Other Helpful Tips

Why Did I Open This Refrigerator And What Are My Glasses Doing In There?

Attention deficit disorder is not just a condition affecting kids — it’s often triggered by aging. When I was younger, my mother used to discover her eyeglasses in the fridge, but not too long ago I found mine there. Recently I attended a “Science of Willpower” workshop offered by our local Osher School of Lifelong Learning in Charlottesville, Virginia. There, I learned about the new epidemic of “age activated attention disorder” and received some good advice for helping us “hold that thought.” Read more »

Public Input Can Sway Votes In Congress!

Personal views from seniors across the country

We asked members like you to share your personal stories of what a 0% cost of living adjustment was going to mean to you. View the responses and share your own »

 

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Fact
  LEGISLATIVE UPDATES  
LEGISLATIVE UPDATES

Here’s What Older Voters DON’T Support To Fix Social Security Disability by Jessie Gibbons, Senior Policy Analyst

Next December – just one year from now – Social Security’s Disability Insurance (DI) trust fund is projected to become insolvent. Although the Social Security trust fund that pays retirement benefits is still projected to remain solvent through 2034, the disability fund operates separately and its funds are running low. Read more »

  CONGRESSIONAL CORNER  
CONGRESSIONAL CORNER

Seniors Must Get Medicare Coverage They Were Promised, by Representative Cresent Hardy (NV-4)

On July 30th, Americans across the country proudly celebrated the 50th Anniversary of Medicare being signed into law by President Johnson. This historic event was monumental in that it established a means for providing affordable health care to Americans who are over 65 years old or disabled. Read more »

 
 
  FAQS  
ASK THE ADVISOR

Can I Get My Old Medicare Supplement Back?

Q: I’m in my 80s and I’ve been covered by a Medicare Advantage plan for several years. Recently I had to have a hip replacement and the costs were far greater than I thought they would be. My former Medicare supplement covered almost all out-of-pocket costs. Is it possible to switch from this Medicare Advantage plan back to Medicare and my former supplement? Read the answer »

  QUESTIONS  
SOCIAL SECURITY & MEDICARE QUESTIONS

Do I Need To Keep My Obamacare Plan If I’m Starting Medicare Next Year?

Q: I turn 65 in May, but haven’t started Medicare yet. I plan to continue working until 66 — my full retirement age. I currently get my health coverage through an Obamacare plan. Will I be required to keep that plan for the first three months of 2016 since Medicare will be starting? Read the answer »

 
Fact

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This e-mail is NOT affiliated with any political party or candidate, the U.S. Government or the Social Security Administration. NOT A GOVERNMENT AGENCY. NOT A GOVERNMENT DOCUMENT. NO GOVERNMENT FUNDS ACCEPTED.

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