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TSCL - The Voice for Seniors
The Advisor, September/October 2015

Protecting Social Security & Medicare

Why The Social Security Disability Insurance Program Is Going Broke

"Weakness" in the Social Security Administration’s policies and procedures is to blame for billions in overpayments of disability insurance benefits, according to the U.S. Government Accountability Office (GAO). More than half of the $20 billion that the Social Security Administration overpaid over the past decade was due to unreported beneficiary work activity, according to a statement by Daniel Bertoni of the GAO. Read more »

Feds Bust 243 People In Biggest Medicare Fraud Yet

In what the U.S. Department of Justice is calling the largest nationwide crackdown on Medicare and Medicaid fraud ever, some 243 people were recently arrested and charged for bilking Medicare out of $712 million. Those charged include 46 doctors, nurses, and other licensed medical professionals. Read more »

Would Obama's Executive Action on Immigration Help Social Security's Solvency?

When President Obama announced his massive immigration executive action last fall, a White House fact sheet said the actions would “expand the country’s tax base by millions of people and billions of dollars.” Then in a plainly self-contradictory statement, the fact sheet goes on to say that many of the 5 million individuals who would be eligible for work authorization and deportation protection are already in the workforce contributing federal, state, and local taxes. "But roughly two-thirds of them don't pay taxes today." Read more »


The Benefits You Deserve

Benefit Bulletin

Government's Poverty Measure Leaves Out A Lot Of The Poor

Under the alternative measure, called the Supplemental Poverty Measure (SPM), about 15% of people ages 65 and older have incomes below the poverty threshold, compared to 10% under the official measure. Read more »

Best Ways To Save

Are You Settling For The Short End Of The Stick? Shop For A Better Health Plan

Sharply rising prescription drug costs are expected to be a problem for older households next year. Unprecedented increases in the cost of generic drugs, and the controversial costs of new specialty drugs that can sometimes run into the tens of thousands for a single course of treatment, are forcing higher out-of-pocket costs. Meanwhile, Social Security benefits are unlikely to increase much — if at all — in 2016, so any increase in other costs will dig deeper into your income and savings. Read more »

Public Opinion Can Sway Votes In Congress!

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Which of the following should be the most important priority for Congress in the next few months? Answer the poll »


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Social Security Can Be Fixed Without Benefit Cuts by Jessie Gibbons, Senior Policy Analyst

In recent years, conversations about Social Security reform focused on the need to save funds by cutting benefits. While some lawmakers on Capitol Hill still favor an increase in the retirement age and a reduction in cost-of-living adjustments (COLAs), others have shifted the debate towards a growing retiree savings "crisis" and calling for expanding benefits instead. Read more »


What the IPAB Means to Seniors by Representative Phil Roe (TN-1)

As a physician who spent more than thirty years caring for patients, I have many concerns about the president's healthcare law. Since the president signed ObamaCare, we’ve seen many parts of this deeply flawed law negatively impact both patients — especially seniors and providers. But one of the most troubling parts of the Affordable Care Act is the Independent Payment Advisory Board (IPAB). Read more »


Is a Retirement Coach a Good Idea?

Q: I'm 62 and trying to make some decisions about retirement. I'm confused and overwhelmed with information. Recently a friend told me about a retirement coach. I've never heard of this before. Is this a good idea or just another scheme to siphon money out of people nearing retirement? Read the answer »


How Long Do You Have to be Married to Claim a Social Security Benefit on a Husband's Account?

Q: May I claim a widow's benefit if I work? I married my husband about a year ago at age 61, but he recently died. Both of us were still working until several months ago when my husband was diagnosed with cancer. I'm now 62 and haven’t started my own benefits yet. Read the answer »


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