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TSCL - The Voice for Seniors
The Advisor, August 2015
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Protecting Social Security & Medicare

Nearly Half Of Social Security Disability Recipients “Overpaid”

Almost half the people receiving Social Security disability benefits over the past ten years were overpaid, according to a new report from the Social Security Administration’s Inspector General. The finding is raising new questions in Congress about the Social Security’s Administration’s management of the disability program, which is projected to become insolvent by the end of 2016. Read more »

How Older Americans Would Fix Social Security

Fixing Social Security doesn’t necessarily have to require slashing benefits, according to the findings of TSCL’s annual 2015 Senior Survey. Almost 1,200 survey participants weighed in on a range of proposals that would eliminate more than 128% of the program shortfall and provide solvency for another 75 years. Take a closer look at options that received the highest level of support from survey participants. Read more »

COLA Next Year May Be Zero — Yet Your Housing And Medical Costs Are Jumping

Cheap gasoline and home heating oil have made plenty of news since last October. The plunge in petroleum prices, the steepest in six years, has also dragged down inflation. In fact, consumer price index (CPI) data through May of 2015 indicate that inflation is significantly lower than it was a year ago — so low in fact, that the annual cost-of-living adjustment (COLA) may be ZERO next year. But low inflation is not necessarily the case for the people who receive COLA - adjusted benefits. Read more »

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The Benefits You Deserve

Benefit Bulletin

Does Social Security Provide Enough Income For Today’s Retirees?

More people than ever face a lower standard of living in retirement, according to a growing number of troubling new studies. There are several reasons why this is occurring. Read more »

Best Ways To Save

Dining On A Social Security Budget

Eating more fruits and vegetables can help you stay healthier longer, reducing the risk of cancer and other chronic diseases. But good quality produce can be difficult to afford, especially for people who depend on Social Security for most of their income. How can you get more fresh fruits and vegetables living on a Social Security budget? Here are some tips to get you started. Read more »

Public Opinion Can Sway Votes In Congress!

Take Our TSCL Monthly Poll

Which of the following should be the most important priority for Congress in the next few months? Answer the poll »

 

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  LEGISLATIVE UPDATES  
LEGISLATIVE UPDATES

Questions To Ask At Your Next Town Hall by Jessie Gibbons, Senior Policy Analyst

Lawmakers in Congress have adjourned for a month-long recess. Most of them will be reaching out to their constituents by hosting town hall meetings or attending local events in their home states and districts. We encourage our supporters to attend these events, since they are excellent opportunities for constituents to make their voices heard. Here are some examples of questions to ask your elected officials. Read more »

  CONGRESSIONAL CORNER  
CONGRESSIONAL CORNER

Strengthening Social Security To Help Middle-Class Americans by Senator Bernie Sanders (VT)

Millions of middle-class Americans face a looming retirement crisis as a result of growing wealth inequality. Middle class wages have declined and the minimum wage has lost more than 30% of its value since 1968. Today, most Americans have less than $10,000 in savings, and only one out of five workers has a traditional defined benefit pension with guaranteed income in retirement. Read more »

 
 
  FAQS  
ASK THE ADVISOR

At 62 Does It Pay To Go Back To School For A Second Career?

Q: I’m 62 and considering going back to school to get the courses I need for a second career. I’m concerned about the cost and whether I would be able to earn enough to offset what I would need to spend from a retirement account. Is this a good idea? Read the answer »

  QUESTIONS  
SOCIAL SECURITY & MEDICARE QUESTIONS

After Surgery What Can I Do About Unexpected Bills?

Q: I’m helping my mother who is 70 with her doctor’s appointments. The doctor recommended a shingles, and a pneumonia vaccine. I know Medicare covers flu shots, but what about these? Read the answer »

 
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