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TSCL - The Voice for Seniors
The Advisor, February 2015

Protecting Social Security & Medicare

White House Says Illegal Immigrants Could Receive Social Security, Medicare

President Obama recently announced a series of Executive Actions to protect an estimated 4.9 million illegal immigrants from deportation. This month the U.S. Citizenship and Immigration Service is expected to start taking applications as hundreds of thousands of illegal immigrants begin to apply for deportation relief, work authorization, and Social Security numbers. Read more »

U.S. Ranks Lower Than Slovenia For Generosity Of Social Security Benefits

A new report from the Organization for Economic Cooperation and Development (OECD) takes a look at one measure of the adequacy of pension systems around the world — the replacement rate. That measure shows the level of benefits in retirement as a percentage of pre-retirement earnings. Read more »


The Benefits You Deserve

Benefit Bulletin

Reforming Medicare: How Can We Keep It Affordable?

Congress has debated a number of proposals that would shift a greater share of Medicare's costs to beneficiaries in recent years. Some of those proposals are likely to get more scrutiny again this year. But as currently designed, a good deal of Medicare costs remain uncovered as it is, leaving sick beneficiaries on the hook for thousands of dollars every year. Read more »

“Annus Horribilis” For Healthcare Costs? — Here's A Must-Have New Tool To Price Health Services

Last year was my "annus horribilis" (Latin, meaning horrible year) for healthcare costs. Including premiums, I spent more than $10,030. Normally, I’m hale and hearty. But I blew through my health plan’s deductible just a few months into 2014, and went right on burning through co-pays for pricey high-tech tests and services. Read more »

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Three Actions Congress is Likely to Take That Affect Your Benefits

November's mid-term elections dramatically altered the makeup on Capitol Hill. For the first time in eight years, Republicans control both chambers of Congress and, in the House, they hold their largest majority in decades. Read more »


Empowering Seniors to Better Identify Scams and Fraud

Consumer fraud is a significant problem in the United States, especially among our growing senior population. Seniors are often targets of fraud because of a perception that seniors are more vulnerable and have a lifetime of savings available to steal. Read more »

  Best Ways to Save  

Five Secrets To Eating Well On A Social Security Budget

Food is one of the top three categories of expenses for most people who rely on Social Security. While the price of gasoline has gone down, food costs, especially meats, have continued to climb. "Read more" to see five ways to lower the food bill. Read more »


What Happens If The Supreme Court Rules Against Obamacare?

Q: What would happen if the Supreme Court rules against Obamacare now that people already have purchased coverage? Will I have to repay my premium assistance subsidies? I qualified for $3,456 in premium subsidies last year alone. Will plans be allowed to deny coverage based on pre-existing conditions again? Read the answer »


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