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TSCL - The Voice for Seniors
The Advisor, November 2014
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Protecting Social Security & Medicare

1.7% COLA Announced For 2015 – How Well Does It Cover Your Rising Costs?

For the third consecutive year, Social Security recipients will get a record low cost-of-living adjustment (COLA) of 1.7% in 2015. Low COLAs are wreaking havoc on the lifetime benefits received by today's Social Security beneficiaries, forcing millions of older Americans to spend down their retirement savings far faster than they ever thought they would, and millions of others to go into debt. An increase of 1.7% will raise the average monthly benefit of $1,190 by just $20. Read more »

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The Benefits You Deserve

Benefit Bulletin

Social Security's Looming $230 Per Month Benefit Cut: Where's The Plan To Stop It?

The Social Security Disability Trust Fund has about two years left to go before all the reserves in the trust fund are depleted. If Congress takes no corrective action before then, the Social Security Trustees say there will only be enough cash revenues coming into the program to cover 77% of scheduled benefits. Read more »

Test your Knowledge

How Much Do You Know About Your Healthcare Costs?

How much do you know about your Medicare benefits? Do you know everything you should about your healthcare coverage and how to save on Medicare costs? Take our quiz based in part on a recent report by the Kaiser Family Foundation to see how much you know! Take the quiz now  »

Tell us what you think

Take Our Website Poll

Do you believe the government is manipulating the CPI to cut spending on COLAs? Answer the poll »

 

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Fact
  LEGISLATIVE UPDATES  
LEGISLATIVE UPDATES

Enrolled in Medicare Advantage? $3,700 in Benefit Cuts by 2017 Predicted

Open enrollment for Medicare Advantage (MA) plans is now in progress, and before selecting or renewing your current plan, TSCL encourages all members and supporters to explore their options diligently. According to the Congressional Budget Office, more than $300 billion will be cut from the program by 2023 due to requirements under the Affordable Care Act (ACA), and many MA plans may be making modifications to benefit packages and provider networks that could affect enrollees significantly. Read more »

  CONGRESSIONAL CORNER  
CONGRESSIONAL CORNER

It's Time To Invest In The Direct-Care Workforce by Rep. Matt Cartwright (17-PA)

Currently, 62% of Americans ages 65 and older suffer from multiple chronic conditions which require person-centered, coordinated care. Direct Care Workers (DCWs), such as nursing assistants, home health aides, or personal care aides provide an estimated 70-80% of the paid, hands-on, long-term care and personal assistance received by older adults in the U.S. DCWs are not, however, often recognized as essential contributors to care teams. Read more »

 
 
  TIPS FOR SENIORS  
TIPS FOR SENIORS

Six Steps To Lower Health And Drug Plan Costs in 2015

How much can someone save by reevaluating their health and drug plan coverage? Last year one man learned he would save $5,200 for the year and his wife would save $1,450 by switching to a different Medicare plan and using a different pharmacy — a total of $6,650 for the year! You just don’t know what you could save unless you take time to review your options. Read more »

  FAQS  
ASK THE ADVISOR

Should I Allow My New Health Law Coverage To "Automatically Renew"?

Q: I'm 62 and my wife is 60. Last year she and I signed up for a new health plan on the federal health exchange. We qualified for lower premiums, but we still have trouble paying for all the out-of-pocket costs, because of the high deductibles. Now it's time to start all over. We're wondering if we should let our current plan automatically renew, or if we need to go through the hassle of shopping for new plans all over again. Read the answer »

 
Fact

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