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TSCL - The Voice for Seniors
The Advisor, March 2014

Protecting Social Security & Medicare

Again? COLAs May Face Another Round Of Cuts In Debt Limit Battle

Debt cutters may be back with more demands to "chain" cost-of-living adjustments (COLAs), along with plans that would make seniors pay higher Medicare costs. The government's new 2014 federal budget agreement cut COLAs of working-age military retirees, by 1 full percentage point. While another government shutdown was avoided in January, the new agreement did nothing to lift the federal debt limit on February 7. TSCL is highly concerned that deficit negotiators may demand more COLA cuts. Read more »

How Social Security Calculates Benefits Based On Illegal Work

President Obama and House leadership are discussing support of a more "limited approach" to immigration reform. Under discussion is a plan to grant illegal immigrants limited legal status by providing the right to work in the U.S., but not citizenship. Read more »

Is Someone Using Your Medicare Number To Steal Drugs?

You get them whenever you visit a doctor, or fill a prescription — Medicare's "explanation of benefits" forms. Often perplexing, many people never review them, let alone, try to figure them out. But you might be stunned if you do, especially if you discover drugs, medical equipment, or medical services that you never received were billed to Medicare. Read more »


The Benefits You Deserve

Benefit Bulletin

Obamacare Medicaid Expansion Creates New Inequities For Seniors

Medicaid, the state and federal program that provides healthcare for low-income Americans, is undergoing a massive expansion with the start of the Affordable Care Act (Obamacare). The fairness of that expansion for seniors is drawing closer scrutiny from TSCL. Read more »

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Two Provisions That Can Reduce Or Eliminate Social Security Benefits

The odds are high that someone you know is receiving lower Social Security benefits than they deserve. Two federal laws – the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP) – affect millions of our nation's dedicated teachers, firefighters, peace officers, and other public servants by unfairly reducing or eliminating their earned Social Security benefits. Read more »


By Representative Tim Walberg (MI-7)

Every day approximately ten thousand people reach their retirement age. Many have spent a lifetime working to care for their families and save for retirement all while paying federal taxes. The taxes paid into Social Security and Medicare have helped make these programs successful for past generations of retirees. Read more »


Are You Due a Tax Refund? ID Thieves May Get It Before You Do

Waiting for a tax refund? More Americans were victims of tax refund identity theft in the first six months of 2013 than in all of 2012. Identity thieves often target seniors, because many seniors aren't required to file a tax return, thereby lowering the chance of detection. In fact, most people never learn they're victims until after their identity has been stolen. Read more »


Is Congress Exempt From Obamacare?

Q: Can you tell me how Congress is getting their health insurance this year? Our health plan got canceled and we had to enroll through the federal exchange. My husband and I now pay $350 per month more in premiums for a lousy plan that only pays 60% of our costs after a $4,000 deductible for each of us. Read the answer »


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