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TSCL - The Voice for Seniors
The Advisor, February 2014

Protecting Social Security & Medicare

Congress Picks Up Debate Over Benefit Cuts

After leaving major decisions on Social Security and Medicare cuts to the New Year, Members of Congress are returning to pick up their debate over entitlements and taxes. With the looming insolvency of the Social Security disability program just two short years away, Congress will be forced to take action to re-set program funding and cost-of-living adjustment (COLA) cuts could be used to shore up the program. Read more »

Is Growth in Social Security Disability Due to Aging Baby Boomers or Scam?

The Social Security Disability Trust Fund (SSDI), providing benefits to works with disabilities who are under full retirement age, is rapidly closing in on becoming the first of the two Social Security Trust Funds to become fully insolvent. The disability trust fund, which is separate from the one that pays retirement and survivors benefits, is due to have funding problems by 2016. Read more »

Next Obamacare Problem: New Coverage May Not Kick In

Obamacare troubles are far from over, as many consumers who thought they had new coverage are beginning to learn the hard way. Many of the problems stem from continued health exchange dysfunction. Read more »


The Benefits You Deserve

Benefit Bulletin

Before Obamacare "Glitch," There Was The Notch Glitch

Obamacare is not the first government program in which major implementation glitches had disastrous consequences for large numbers of beneficiaries. In 1977 changes that Congress made to the Social Security benefit formula created a major inequity in benefits that cost retirees tens of thousands of dollars in Social Security benefits. Read more »

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Another Broken Obamacare Promise – This One Hits Medicare

Back in 2010, before Obamacare became law, the President made the following promise to the public: "If you like your doctor, you will be able to keep your doctor. Period." Fast-forward four years, and many seniors enrolled in Medicare Advantage – the privately-run alternative to traditional Medicare – are finding themselves doctor-less. Read more »


By Representative Cheri Bustos (IL-17)

Forty-nine years ago, President Lyndon B. Johnson signed Medicare into law and by doing so made a solemn agreement with every single American. Simply put, if you work hard and play by the rules, Medicare will be there for you when you retire. Read more »


Out – Of – Pocket Costs Catch You By Surprise? How To Avoid "Sticker Shock"

Obamacare wasn't open for more than 30 days before two million people had lost their healthcare coverage – triple the number who were able to enroll up to that point. If you’re suffering "sticker shock" from higher co-pays and co-insurance than expected, chances are it might be due to smaller networks of providers in your health or drug plan. Read more »


Can I still work after starting Social Security Benefits?

Q: Can you explain the rules about working after starting Social Security, and retroactive benefits? I turn 66, my full retirement age in August. I normally earn about $46,000. How much can I earn without losing benefits? Read the answer »


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