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TSCL - The Voice for Seniors
The Advisor, December 2013

Protecting Social Security & Medicare

2014 COLA 1.5%

Social Security benefits will increase by a tepid 1.5% in January. That will boost the average monthly Social Security benefit of $1,161 by only $17.40 per month. But despite slow growth in benefits, TSCL remains highly concerned that COLA cuts could become part of budget deals. Read more »

Illegal Work Under Fake Social Security Number? Government Still Pays Benefits!

What happens when illegal immigrants work under phony Social Security numbers? What does the Social Security Administration (SSA) do when it receives W-2s that don't match the names and numbers on the agency's records? According to a recent report from the Social Security Administration Office of Inspector General — not much. Read more »

Take Action

No Budget Deal that Sells Out America’s Seniors

Congress needs to achieve a sensible budget deal that will bring long-term solvency to our nation so we stop skating from crisis to crisis. We need a FAIR, CLEAN budget. Sign the petition »

Member Spotlight

We want to hear from you!

Starting this winter, we will feature a TSCL member in our Member Spotlight. It's a chance to share stories about your support of TSCL and why protecting benefits is important to you. Share your story »


The Benefits You Deserve

Benefit Bulletin

Be Wary of Scams — If You are Covered By Medicare, Obamacare Doesn't Affect You!

Seniors get a lot of phone calls from people trying to sell something, but be especially wary of Obamacare scams. The Medicare Open Enrollment period which ends December 7th coincides with the initial registration period for the new "Obamacare" Health Insurance Marketplace. The new health insurance is for people under the age of 65 and who are not enrolled in Medicare or Medicaid. Read more »

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Take Our Website Poll

What should Congress do about Obamacare? Answer the poll »


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COLAs Reach All Time Lows At Same Time Seniors Report Expenses Higher Than Ever

Over the past five years, the Social Security cost-of-living adjustment (COLA) has reached an all-time low, averaging just 1.5 percent. Seniors, however, have reported that their living expenses are higher than ever.  Read more »


By Representative Matt Cartwright (PA-17)

Physical, psychological, sexual or financial harm against people 65 years of age or older is a significant, serious, and ongoing social justice problem within the United States. Hundreds of thousands of older adults are abused, neglected, or financially exploited each year. Read more »


Five Biggest Expenses For Seniors To Watch In Next 12 Months

Medical costs are a big expense in retirement that many retirees tend to underestimate. But healthcare isn't always the biggest item. Housing takes the biggest chunk of the household budget in retirement. Five of the biggest housing expenses to whittle down in 2014 include maintenance and repair, homeowners and renter's insurance, heating and cooling, medical, and food. Read more »


Can Home Health Agencies Provide Rebates?

Q: My frail mother was in the hospital after passing out and falling. She stayed "in observation" for four days and received a number of tests for stroke, heart and circulatory problems. After discharge, her doctor said she needed nursing home care. The nursing home warned us that if mother's hospital stay was observation Medicare would not cover the nursing home stay. Read the answer »


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