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TSCL - The Voice for Seniors
The Advisor, October 2013

Protecting Social Security & Medicare

2014 COLA Marks Lowest Five-Year Growth Period In 37 Years

Seniors will receive an estimated 1.5% cost-of-living adjustment (COLA) effective January 1st. This preliminary estimate was recently released by TSCL and shared by other economists and senior advocates. The exact size of the COLA has yet to be announced due to the recent government shutdown. Read more »

Medicare Cuts Still On Table

The House is working on bipartisan Medicare legislation that would increase premiums and out-of-pocket spending for millions of beneficiaries. The legislation contains three changes proposed in President Obama's fiscal 2014 budget — increased premiums that higher-income beneficiaries pay for Medicare Parts B and D, and, for new enrollees, higher Part B deductibles and a new $100 copayment for each episode of home health care services. Read more »

Member Spotlight

We want to hear from you!

Starting this fall, we will feature a TSCL member in our Member Spotlight. It's a chance to share stories about your support of TSCL and why protecting benefits is important to you. Share your story »


The Benefits You Deserve

Benefit Bulletin

Program Helps With Heating Costs But Don't Wait to Apply

Research shows that people over the age of 65 are more vulnerable to heating-related health risks. That's why it's so important to have adequate heat in the winter. But with some forecasters predicting a bitterly cold winter this season, senior households could be hit pretty hard. According to TSCL's annual survey of senior costs, home heating is the fastest growing senior expense, and heating fuel deliveries take a huge portion of the average senior's monthly Social Security payment. Read more »

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What do you expect will happen to your prescription drug costs in 2014? Answer the poll »


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The Preventing and Reducing Improper Medicare and Medicaid Expenditures (PRIME) Act

Each year, Medicare and Medicaid – two of the government's largest and most financially strapped programs – lose tens of billions of dollars to fraud, waste, and abuse. Deficit hawks in Congress have been offering cost-saving proposals for years that would cut benefits and increase cost-sharing for seniors, but for the most part, they have ignored the potential savings that could come from fraud prevention. Read more »


Would I qualify for the new Obamacare health insurance exchanges?

I’m 60 and I buy my own health insurance. I paid $271 per month this year, but I have a $5,000 deductible with a $10,000 annual maximum to keep my premiums affordable. My husband is getting Medicare and we depend on his Social Security for most of our income. Would I qualify for the new Obamacare health insurance exchanges? How much would I pay?  Read more »


Check Your Drug Coverage: 2014 Part D Initial Coverage Less Generous

Medicare Part D's infamous drug coverage gap, aka: the "doughnut hole," is slowly closing — a widely touted benefit of the 2010 healthcare law. Several Part D costs, like the "standard" deductible, and the out-of-pocket costs thresholds, will be lower in 2014. Read more »


Can Home Health Agencies Provide Rebates?

Q: My brother-in-law has a low income and is getting home healthcare services. Recently I stopped in and saw a fancy new TV. When asked where it came from, my brother-in-law said it was a rebate from the home healthcare agency. Does Medicare or Medicaid allow this? We live in South Florida. Read the answer »


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