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TSCL - The Voice for Seniors

The Advisor, August 2013

Protecting Social Security & Medicare

New Study: Seniors Lose 31% Of Their Buying Power

According to the study, the Social Security Cost-of-Living Adjustment (COLA) has increased benefits just 38% since 2000, while typical senior expenses have jumped 81 percent, more than twice as much. Seniors with average Social Security benefits in 2000 received about $816 per month, a figure that rose to $1,129.80 by 2013. However, those seniors would require a Social Security benefit of $1,477.00 per month in 2013 just to maintain their 2000 level of buying power. Read more »

Hospital Observations Stays Leave More Seniors With Huge Costs

After spending four days at a local hospital being treated for a broken elbow and pelvis, 93-year-old Lois Frarie went to a nearby nursing home to build up her strength. Her family was later shocked to learn they would have to pay thousands of dollars out-of-pocket since two of the days she spent in the hospital were considered "observation care" as an outpatient. Because she wasn't an inpatient for at least three consecutive days, she didn't qualify for Medicare's nursing home coverage. Read more »

Chained COLA Calculator

How Much Are You Going To Lose?

The proposed changes to the Cost of Living Adjustment (COLA) for your Social Security, military, or other federal benefits will have a long-lasting impact on the amount you receive as you age. Calculate your loss »


The Benefits You Deserve

Benefit Bulletin

Are You Eligible For Medicare's Home Health Services?

Medicare covers home health services for eligible homebound seniors and disabled people. But to qualify, beneficiaries need to carefully follow the requirements. Here are the three things needed to qualify. Read more »

Tell us what you think

Take Our Website Poll

Would you prefer to get your Social Security checks electronically deposited to the Bank or sent to your address? Answer the poll »


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With So Much At Stake It's Time to Challenge Elected Lawmakers!

By the end of this year, lawmakers could enact legislation that would trim Social Security benefits, threaten access to care for Medicare beneficiaries, and make millions of immigrants eligible for benefits based on illegal work. With so much currently at stake, it is more important than ever for seniors to learn about – and possibly challenge – the positions of their elected officials. Read more »


Let's Repeal The Windfall Elimination Provision and Government Pension Offset

As a father of three children attending public school, I want them to have access to the best educators just as kids attending private schools. H.R. 1795 will not only give our public servants the certainty they deserve but a chance to recruit and retain the best, brightest and most dedicated educators so America can continue to compete. Read more »


It's Hurricane Season. Do You Have Flood Insurance?

Damage by flooding is the most common and most costly type of disaster in the U.S. Just one inch of water throughout a 2,000 square foot home can cause almost $21,000 in damage, according to the National Flood Insurance Program. Yet even though regular homeowners' insurance policies don't cover flood damage, only one home in ten is covered by a flood insurance policy. Read more »


Are Members of Congress Giving Up Their Health Insurance for Obamacare?

Q: My husband and I are not yet 65 or enrolled in Medicare. We are still working – primarily so we can get health insurance coverage through our employers. We're worried about the effect of "Obamacare" on our insurance premiums and whether our employers will drop coverage. Will Members of Congress give up their taxpayer-funded healthcare benefits? Read the answer »


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The Senior Citizens League - Protecting and Defending Benefits for Seniors
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