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TSCL - The Voice for Seniors

The Advisor, March 2013

Protecting Social Security & Medicare

What's Next for Social Security and Medicare?

It's no longer a matter of "if" Congress will cut Social Security and Medicare, but "when" most policy observers now believe. Much will depend on Congressional budget negotiations in coming weeks as lawmakers address the extent to which borrowing can continue for payment of Social Security and Medicare benefits. Read more »

Medicare Costs Growing Even As Other Healthcare Costs Stay Flat

According to a new analysis from actuaries of the Centers of Medicare and Medicaid Services, national healthcare spending in 2011 grew at just 3.9 percent. This is the third consecutive year it's grown so slowly, making it the slowest pace in the more than 50 years such data have been tracked. Read more »


The Benefits You Deserve

Benefit Bulletin

$5000 Notch Fairness Reintroduced

Congress and President Obama are battling over the federal budget, but supporters in Congress aren't about to forget Notch Babies. The bills would provide Notch Babies born from 1917 through 1926, or spouses who receive benefits on their account, a choice of $5,000 payable in four annual installments or, an improved monthly benefit. Read more »

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To Stop Chained COLA TSCL Maximizes Efforts

Studies by TSCL have shown time and again that seniors aren't keeping up with the skyrocketing costs that they face. In fact, according to our most recent data, Social Security beneficiaries have lost 34 percent of their buying power since 2000! Still, many lawmakers are claiming that Social Security overpays seniors. Read more »


Major Immigration Legislation to Include Path to Social Security for Illegals

President Obama is pushing for an immigration overhaul as one of his legislative priorities in his second term in office. The new legislative initiative eases the way for illegal immigrants to apply for work permits and, with it, access to Social Security. Read more »


5 Ways To Disaster Proof Your Home

U.S. weather has changed. It's far more extreme, and more costly, than anyone ever conceived. Devastating tornadoes, derechos, floods, blizzards and wild fires caused tens of billions of dollars in property losses throughout the nation in 2012. It's time for you to proof your home. Read more »


What is a "coverage determination"?

Q: My doctor recently changed one of my prescriptions because a similar drug was causing troublesome side effects. When I called my drug plan I learned that my new drug isn't covered. Is there anything I can do? Read the answer »


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